Mandy Lako Mandy Lako

3 Investment Factors that Don’t Drive Long-term Returns

If factors like earnings reports and geopolitical events don’t influence stock returns, then what does? For long-term investors, fundamentals are still the bread and butter of valuing stocks. This includes earnings growth, dividends, and cash flows.

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Mandy Lako Mandy Lako

Mastering Stormy Waters: Smart Strategies for Healthcare Costs in Retirement

Retirement dreams often feature freedom and relaxation—but rising healthcare and long-term care costs can threaten that peace. Medicare helps, but gaps and out-of-pocket expenses add up fast. With nearly 70% of retirees needing some form of long-term care, planning ahead is essential.

A financial professional can help you navigate coverage options, prepare for future costs, and keep your retirement on course—so you can enjoy the journey with confidence.

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Mandy Lako Mandy Lako

Top 4 Social Media Money Scams & How to Spot Them

Social media scams are stealing more money than any other type of fraud—over $2.7 billion since 2021. These schemes are getting smarter, using urgency and trust to trick users with fake shopping deals, “guaranteed” investments, phony giveaways, and bogus job offers.

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Mandy Lako Mandy Lako

4 Financial Mistakes to Avoid this Spring

A new season is the perfect time to refresh your finances and reset your goals. Avoid common “spring cleaning” mistakes like reusing last year’s budget, auto-renewing insurance without review, neglecting your savings, or closing too many credit accounts at once.

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